• Bank
  • Card
  • Cash

Everything finds its place.

Your story, in order.

Your history

All your transactions, together

  • Café SolAug 12, 2026− $4.80
  • Neighborhood marketAug 10, 2026− $56.20
  • Freelance incomeAug 08, 2026+ $320.00

Only the uncertain

Resolve what still needs a decision

Online shopAug 09, 2026Category to confirm
− $37.90

Your accounts, clear

Close your month with confidence

August 2026Month closed
2812.40 / 3240
Income
$3,240.00
Expenses
$2,812.40
Balance
$427.60

Complete coverage

Your money doesn’t live in one place.

Banks, cards, cash, and transfers arrive by different routes. Modo Próspera brings their transactions together without hiding gaps or uncertainty.

Scattered statements become an organized monthly record

From your files to a clear monthly close.

Four steps. At every one, you can see what’s ready, what’s missing, and what comes next.

Bring in your history.

Choose a compatible file from your phone. You decide what to bring in.

Synthetic screen for importing transaction history

Review only what’s uncertain.

Fix categories, transfers, and duplicates that need your judgment.

Synthetic screen showing transactions awaiting review

Confirm coverage.

Check which accounts and dates support the period before trusting the totals.

Synthetic screen showing coverage for the period

Keep the month on record.

Keep a receipt for the period. Later changes are recorded as adjustments without erasing the original.

Synthetic screen showing a closed-cycle receipt

What happened. What’s missing. In plain sight.

Understand the period and choose your next move without guessing.

Review less. Understand more.

Only what needs your decision

Start with the transactions that still need your judgment, not the entire history.

Synthetic example of transactions awaiting review

Coverage in plain sight

See which accounts, dates, and gaps support—or limit—the result.

Synthetic example showing visible coverage

A close that stays put

Each receipt preserves its period, accounts, and decisions. Later changes are recorded as adjustments.

Synthetic example of a receipt that remains unchanged

Trust starts before the total.

  1. 01

    You choose which file to import.

  2. 02

    We never ask for banking credentials.

  3. 03

    We don’t sell your data or run ads.

  4. 04

    You can export or delete your data.

Try it first, without exposing anything.

Walk through review and closing with synthetic data. When you’re ready, you choose which history to bring in.

Request access

Do not email bank statements.